2008
BS in Business Administration Major in Management
STI College – Lipa City Campus
More Info About Me
I am a flexible, hard working, experienced credit analyst in a bank with excellent time management skills. I am also friendly, helpful, polite and able to work independently in busy environment and also within a team setting. I am well organized and always plan ahead to make sure I manage my time well. I am skilled In dealing with problems in a resourceful manner and negotiating to achieve beneficial agreement. I am always enthusiastic to learn and undertake new challenges.
My Skills and Competencies
Social Media Management
Data Entry
Credit Evaluation
Financial Analysis
Certificates
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My Experience and Education
2015
-
2023
Chinabank Savings, Inc.
(Credit Officer / Senior Assistant Manager)
Primary responsible for the credit evaluation of the Bank’s SME/Branch borrowing accounts. The Credit Officer has the responsibility of ensuring that the highest standard of credit due diligence is conducted on all SME/Branch Lending accounts with credit facilities documented via Credit Evaluation Report (CER) and Credit Proposal (CP).
2013
-
2015
Planters Development Bank
(Sr. Credit Analyst / Assistant Manager)
Primary responsible for the supervision of Jr. Credit Analyst, review of Small Business Loan Credit Proposals prior to approval of the proper Approving Authority. The Sr. Credit Analyst has the responsibility of ensuring that the highest standard of credit due diligence is conducted on all Small Business Loan accounts with credit facilities documented via Credit Proposal (CP).
2008
-
2013
Planters Development Bank
(Sr. Credit Analyst / Administrative Officer)
Primary responsible for the preparation of financial spreadsheets and projections, FS Validation, Account Profitability Analysis, Term Loan Review and Credit Scoring of the banks SME/Branch borrowing accounts. Review of Credit Proposal and Credit Memorandum of SME Banking Group and Consumer Banking Group prior to presentation of accounts to the Credit Committee.
My Services
Social Media Management
Analyzing engagement data, identifying trends in customer interaction and planning digital campaigns to build community.
Data Entry
Search the Internet for information on a wide variety of topics.
Credit Evaluation and Financial Analysis
Credit Evaluation of Small Business and Corporate Loans and Financial Analysis of Financial Statements.