2018
Bachelor of Science in Accounting Management
Batangas State University
More Info About Me
I am a self-motivated professional with proven problem-solving and analytical skills. Proficient in handling multiple tasks on a daily basis without compromising the quality of work, very keen on details, and can work well under pressure.
My Skills and Competencies
Social Media Management
QuickBooks Specialist
Data Entry
Content Creator
Certificates
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My Experience and Education
2021
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2021
Progressive Rural Bank, Inc.
(Loan Processor)
• Answer clients’ inquiries and explains loan services, requirements, procedure, and interest rates.
• Assist clients with their loan applications.
• Verifies the completeness and authenticity of the documents submitted by loan applicants.
• Interviews loan applicants to obtain personal and financial data and assist in filling out application forms.
• Evaluates the loan client’s capacity to pay collateral, character, condition, and capital.
• Conducts credit investigation and prepares Credit Risk Rating/ Borrowers Risk Rating.
• Makes recommendations and submits them to the Manager and EXCOM for approval.
• Informs the clients about the approval or disapproval of their loan application.
• Prepares and completes the loan documentation before releasing the loan.
• Reviews loan accounts to determine whether payments are made on time; collects loan payments thru POS terminal.
• Follow-up payments of clients who failed to pay their amortization on time.
• Updates the record of Secured Loan accounts with amortization for the day and follow-up payments of those who will not be able to pay.
• Prepares monthly reports.
• Monitors and addresses concerns/suggestions/problems related to the loan program/system.
• Performs other duties as may be assigned by the Bank Manager from time to time.
2018
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2020
JK Capital Finance, Inc.
(Credit Analyst)
• Helped the company assess the creditworthiness of existing and prospective clients.
• Conduct pre-screening of submitted loan application requirements to identify if it fits the criteria and adheres to the company’s credit policy.
• Reviewing the eligibility and authenticity of the documents being submitted by our clients as requirements for their loan application.
• Generate cash flow analysis and other needed additional reports, reviewing credit investigation reports and conducting phone verification such as bank verification and trade checking.
• Identifying returned checks, summarizing the deposits and withdrawals of every client’s bank accounts, and analyzing which transactions were possibly made to pay possible exposures.
• Conducting credit investigation through a phone call with banks, to compare the data derived from the analysis I made with the data being generated by the bank regarding every client’s account.
• Coordinating with the trade references being submitted by our clients, specifically with their suppliers and customers, to have an overview of the operation of our client’s business.
• Responsible for giving final recommendations for the approval of loan applications based on the analysis I made.
My Services
Social Media Management
Analyzing engagement data, identifying trends in customer interaction and planning digital campaigns to build community.
Data Entry / Web Researcher
Search the Internet for information on a wide variety of topics.
QuickBooks Specialist
Track expenses, manage cash flow & create invoices.