Hey I am Irene

ING Business Shared Services B.V Branch Office
(KYC Analyst)

KYC Analyst (CDD and EDD) / Post-Transaction Monitoring Analyst / Loan Application Processor
• Analyze, review, and evaluate client onboarding information and documents to fulfill KYC (Know Your Clients) requirements.
• Prepare client-specific KYC related analysis as required.
• Provide reporting of KYC progress and identify roadblock for corrective actions Activity check and analysis of existing documents and obtain new documents if any changes/discrepancies are observed.
• Ensure hits/alerts generated from name screening for on boarding are handled in accordance with ING procedures and meet standards for both quality and deadlines.
• Conduct first line of defense name screening for customers which includes discounting of hits and arising alerts. Able to identify false positives to be escalated to second line of defense.
• Review information submitted against supporting documents uploaded (i.e., Government IDs, proof of Address, etc.)
• Handles enhanced due diligence review of private individuals by assessing the submitted documents to identity and verify the nature and purpose of establishing the relationship.
• Checking the profile for any possible activities related to money laundering, terrorist financing, financial economic crime, and relationship with sanction individuals and/or entities.
• Performing adverse media screening which includes discounting of hits and arising alerts.
• Reaching out with outside or internal clients to communicate missing requirements and/or red flags that will hinder the completion of customer due diligence review.
• Finalizing the customer profile by assigning the appropriate risk rating the will determine the next review date or offboarding of the client. This also includes Transaction Due Diligence, Event-driven Review and seeking of necessary approvals to maintain/exit the relationship with the customer.
• Closure of flagged items.
• Articulate and report flags for discrepancies.
• Checking the client's profile for any possible activities related to money laundering, terrorist financing, financial economic crime, and relationship with sanction individuals and/or entities.
• Managing unusual/suspicious activity casework in a timely and efficient manner while executing a variety of tasks in support of the conduct of investigations.
• Performing an investigation of all high-risk individuals and entities flagged by advanced analytics based anti-money laundering system to determine whether transactions identified qualify as suspicious activity.
• Escalating cases and issues as appropriate for advanced investigation and analysis.
• Work with TM Leads or delegates to provide required support in all aspects to projects, initiatives, and small changes within the business
• Reviewing submitted documents of the client, ensuring that all of it are complete and in line with the standard process for loan application.
• Decline and approve loan application of the customer