1999
BACHELOR OF SCIENCE IN ACCOUNTANCY
College of the Holy Spirit - Tarlac
More Info About Me
“Going beyond and above my best” is my tool for work motivation & commitment and this has led me to twenty-six (26) years of work experience in accounting, financing and banking paired with long tenure with only four (4) employers I served.
My move to explore for new challenges is a realization that I still have the potential to level up not only my career but my personal growth too.
I am an Accountancy graduate, I utilized the learnings by working as a bookkeeper, but being able to handle Internal Audit was special, this has shaped my skills, work integrity, resilience and later on my grit which has led me to head marketing, operations and sales under Financing and Banking Institutions.
I uphold that “Working smarter not harder” is one of the best strategies for work-life balance and a passion for reciprocity “You gain, I gain” is always a plus.
My Skills and Competencies
Social Media Management
Graphic Designer
Data Entry
Content Creator
Certificates
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My Experience and Education
2021
-
2025
BDO NETWORK BANK, INC. SASA, DAVAO
(BDO NETWORK BANK, INC. SASA, DAVAO)
Manage and Monitor Nine (9) Teams and three (3) pocket sites of the MSME Unit of the Bank to generate adequate loan turn-ins
Review and interpret credit check results, loan applications, approves loan applications for credit processing
Review and evaluates Financial Reports, identify and analyze root causes of the results of the Bank Performance
2010
-
2021
GM BANK OF LUZON, INC.
(Senior Manager/Head of the Branch/Operations Head/Marketing Head)
Over all in- charge of the branch operations. Supervise and coach Managers & Unit Heads.
Performs Financial Statement and Cash Flow Analysis . Prepares Borrowers’ Risk Rating Analysis. Perform Credit Administration and Loan Utilization Checklist.
Provide Accounting and Bookkeeping consultancy to clients.
Head the Marketing and Sales of loan and deposit products and operations of daily transactions. Manage Staff, preparing work schedules and assign specific duties.
Review and evaluate Financial Reports, identify and analyze root causes of the results of the Bank Performance, report and interpret financial ratios and make recommendations to the Board of Directors. Establish and implement departmental policies, goals, objectives, and procedures, conferring with board members, Officer and staff.
Oversee compliance of the Bank with rules and regulations of Government agencies specifically Bangko Sentral ng Pilipinas and Anti-Money Laundering Council.
Determine staffing requirements, and interview, hire and train new employees, and evaluate effectiveness.
2001
-
2010
FTC LEASING & FINANCE, NUEVA ECIJA, PHILIPPINES
(Management Trainee/ Asst. Head of the Branch)
Assist Branch Head in ensuring smooth operation of the Branch. Help the Branch Head in Marketing Clients. Act as Branch Head in case Branch Head is not around.
Junior Officer/ Teller
2005- 2009
Act as a front liner in the branch. Assist the clients in their needs.
Monitor collection and payables. Act as the Administrative Person in the Branch.
Credit Supervisor
2004- 2005
Ensure that Credit Policies are implemented. Forward loan applications to approving Authorities after review.
Internal Auditor
2003- 2004
Check, review, ensure that Company Policies and Government laws are implemented.
Branch Bookkeeper/Accountant
2001- 2003
Check, verify and encode daily transactions and prepare financial reports.
Act as accountant of the Branch. Act as Compliance personnel of the Branch.
My Services
Social Media Management
Analyzing engagement data, identifying trends in customer interaction and planning digital campaigns to build community.
Data Entry / Web Researcher
Search the Internet for information on a wide variety of topics.
Content Creator
Promote companies' products and services by developing copy for websites, social media, marketing materials.